'I thought I was tolerably accomplished as a man of the world,' he continued, 'I flattered myself that I was pretty well versed in all those little arts and graces which distinguish men of the world from boors and peasants, and separate their character from those intensely vulgar sentiments which are called the national character. Apart from any natural prepossession in my own favour, I believed I was. Still, in every page of this enlightened writer, I find some captivating hypocrisy which has never occurred to me before, or some superlative piece of selfishness to which I was utterly a stranger. I should quite blush for myself before this stupendous creature, if remembering his precepts, one might blush at anything. An amazing man! a nobleman indeed! any King or Queen may make a Lord, but only the Devil himself--and the Graces--can make a Chesterfield.'

Men who are thoroughly false and hollow, seldom try to hide those vices from themselves; and yet in the very act of avowing them, they lay claim to the virtues they feign most to despise. 'For,' say they, 'this is honesty, this is truth. All mankind are like us, but they have not the candour to avow it.' The more they affect to deny the existence of any sincerity in the world, the more they would be thought to possess it in its boldest shape; and this is an unconscious compliment to Truth on the part of these philosophers, which will turn the laugh against them to the Day of Judgment.

Mr Chester, having extolled his favourite author, as above recited, took up the book again in the excess of his admiration and was composing himself for a further perusal of its sublime morality, when he was disturbed by a noise at the outer door; occasioned as it seemed by the endeavours of his servant to obstruct the entrance of some unwelcome visitor.

'A late hour for an importunate creditor,' he said, raising his eyebrows with as indolent an expression of wonder as if the noise were in the street, and one with which he had not the smallest possible concern. 'Much after their accustomed time. The usual pretence I suppose. No doubt a heavy payment to make up tomorrow. Poor fellow, he loses time, and time is money as the good proverb says--I never found it out though. Well. What now? You know I am not at home.'

'A man, sir,' replied the servant, who was to the full as cool and negligent in his way as his master, 'has brought home the riding- whip you lost the other day. I told him you were out, but he said he was to wait while I brought it in, and wouldn't go till I did.'

'He was quite right,' returned his master, 'and you're a blockhead, possessing no judgment or discretion whatever. Tell him to come in, and see that he rubs his shoes for exactly five minutes first.'

The man laid the whip on a chair, and withdrew. The master, who had only heard his foot upon the ground and had not taken the trouble to turn round and look at him, shut his book, and pursued the train of ideas his entrance had disturbed.

'If time were money,' he said, handling his snuff-box, 'I would compound with my creditors, and give them--let me see--how much a day? There's my nap after dinner--an hour--they're extremely welcome to that, and to make the most of it. In the morning, between my breakfast and the paper, I could spare them another hour; in the evening before dinner say another. Three hours a day. They might pay themselves in calls, with interest, in twelve months. I think I shall propose it to them. Ah, my centaur, are you there?'

'Here I am,' replied Hugh, striding in, followed by a dog, as rough and sullen as himself; 'and trouble enough I've had to get here. What do you ask me to come for, and keep me out when I DO come?'

'My good fellow,' returned the other, raising his head a little from the cushion and carelessly surveying him from top to toe, 'I am delighted to see you, and to have, in your being here, the very best proof that you are not kept out. How are you?'

'I'm well enough,' said Hugh impatiently.