But who sits in the housekeeper's room, shedding tears, and talking to Mrs Pipchin in a low tone, with uplifted hands? It is a lady with her face concealed in a very close black bonnet, which appears not to belong to her. It is Miss Tox, who has borrowed this disguise from her servant, and comes from Princess's Place, thus secretly, to revive her old acquaintance with Mrs Pipchin, in order to get certain information of the state of Mr Dombey.

'How does he bear it, my dear creature?' asks Miss Tox.

'Well,' says Mrs Pipchin, in her snappish way, 'he's pretty much as usual.'

'Externally,' suggests Miss Tox 'But what he feels within!'

Mrs Pipchin's hard grey eye looks doubtful as she answers, in three distinct jerks, 'Ah! Perhaps. I suppose so.'

'To tell you my mind, Lucretia,' says Mrs Pipchin; she still calls Miss Tox Lucretia, on account of having made her first experiments in the child-quelling line of business on that lady, when an unfortunate and weazen little girl of tender years; 'to tell you my mind, Lucretia, I think it's a good riddance. I don't want any of your brazen faces here, myself!'

'Brazen indeed! Well may you say brazen, Mrs Pipchin!' returned Miss Tox. 'To leave him! Such a noble figure of a man!' And here Miss Tox is overcome.

'I don't know about noble, I'm sure,' observes Mrs Pipchin; irascibly rubbing her nose. 'But I know this - that when people meet with trials, they must bear 'em. Hoity, toity! I have had enough to bear myself, in my time! What a fuss there is! She's gone, and well got rid of. Nobody wants her back, I should think!' This hint of the Peruvian Mines, causes Miss Tox to rise to go away; when Mrs Pipchin rings the bell for Towlinson to show her out, Mr Towlinson, not having seen Miss Tox for ages, grins, and hopes she's well; observing that he didn't know her at first, in that bonnet.

'Pretty well, Towlinson, I thank you,' says Miss Tox. 'I beg you'll have the goodness, when you happen to see me here, not to mention it. My visits are merely to Mrs Pipchin.'

'Very good, Miss,' says Towlinson.

'Shocking circumstances occur, Towlinson,' says Miss Tox.

'Very much so indeed, Miss,' rejoins Towlinson.

'I hope, Towlinson,' says Miss Tox, who, in her instruction of the Toodle family, has acquired an admonitorial tone, and a habit of improving passing occasions, 'that what has happened here, will be a warning to you, Towlinson.'

'Thank you, Miss, I'm sure,' says Towlinson.

He appears to be falling into a consideration of the manner in which this warning ought to operate in his particular case, when the vinegary Mrs Pipchin, suddenly stirring him up with a 'What are you doing? Why don't you show the lady to the door?' he ushers Miss Tox forth. As she passes Mr Dombey's room, she shrinks into the inmost depths of the black bonnet, and walks, on tip-toe; and there is not another atom in the world which haunts him so, that feels such sorrow and solicitude about him, as Miss Tox takes out under the black bonnet into the street, and tries to carry home shadowed it from the newly-lighted lamps

But Miss Tox is not a part of Mr Dombey's world. She comes back every evening at dusk; adding clogs and an umbrella to the bonnet on wet nights; and bears the grins of Towlinson, and the huffs and rebuffs of Mrs Pipchin, and all to ask how he does, and how he bears his misfortune: but she has nothing to do with Mr Dombey's world. Exacting and harassing as ever, it goes on without her; and she, a by no means bright or particular star, moves in her little orbit in the corner of another system, and knows it quite well, and comes, and cries, and goes away, and is satisfied. Verily Miss Tox is easier of satisfaction than the world that troubles Mr Dombey so much!

At the Counting House, the clerks discuss the great disaster in all its lights and shades, but chiefly wonder who will get Mr Carker's place. They are generally of opinion that it will be shorn of some of its emoluments, and made uncomfortable by newly-devised checks and restrictions; and those who are beyond all hope of it are quite sure they would rather not have it, and don't at all envy the person for whom it may prove to be reserved.