Perhaps that may be a new way of evading the matter. By Jupiter, I never thought of that!'

Mr. Adams was opening the morning's letters in the outer office. 'What is the name, Mr. Slinkton?' I asked.

'Beckwith.'

I looked out at the door and requested Mr. Adams, if there were a proposal in that name, to bring it in. He had already laid it out of his hand on the counter. It was easily selected from the rest, and he gave it me. Alfred Beckwith. Proposal to effect a policy with us for two thousand pounds. Dated yesterday.

'From the Middle Temple, I see, Mr. Slinkton.'

'Yes. He lives on the same staircase with me; his door is opposite. I never thought he would make me his reference though.'

'It seems natural enough that he should.'

'Quite so, Mr. Sampson; but I never thought of it. Let me see.' He took the printed paper from his pocket. 'How am I to answer all these questions?'

'According to the truth, of course,' said I.

'O, of course!' he answered, looking up from the paper with a smile; 'I meant they were so many. But you do right to be particular. It stands to reason that you must be particular. Will you allow me to use your pen and ink?'

'Certainly.'

'And your desk?'

'Certainly.'

He had been hovering about between his hat and his umbrella for a place to write on. He now sat down in my chair, at my blotting- paper and inkstand, with the long walk up his head in accurate perspective before me, as I stood with my back to the fire.

Before answering each question he ran over it aloud, and discussed it. How long had he known Mr. Alfred Beckwith? That he had to calculate by years upon his fingers. What were his habits? No difficulty about them; temperate in the last degree, and took a little too much exercise, if anything. All the answers were satisfactory. When he had written them all, he looked them over, and finally signed them in a very pretty hand. He supposed he had now done with the business. I told him he was not likely to be troubled any farther. Should he leave the papers there? If he pleased. Much obliged. Good-morning.

I had had one other visitor before him; not at the office, but at my own house. That visitor had come to my bedside when it was not yet daylight, and had been seen by no one else but by my faithful confidential servant.

A second reference paper (for we required always two) was sent down into Norfolk, and was duly received back by post. This, likewise, was satisfactorily answered in every respect. Our forms were all complied with; we accepted the proposal, and the premium for one year was paid.

IV.

For six or seven months I saw no more of Mr. Slinkton. He called once at my house, but I was not at home; and he once asked me to dine with him in the Temple, but I was engaged. His friend's assurance was effected in March. Late in September or early in October I was down at Scarborough for a breath of sea-air, where I met him on the beach. It was a hot evening; he came toward me with his hat in his hand; and there was the walk I had felt so strongly disinclined to take in perfect order again, exactly in front of the bridge of my nose.

He was not alone, but had a young lady on his arm.

She was dressed in mourning, and I looked at her with great interest. She had the appearance of being extremely delicate, and her face was remarkably pale and melancholy; but she was very pretty. He introduced her as his niece, Miss Niner.

'Are you strolling, Mr. Sampson? Is it possible you can be idle?'

It WAS possible, and I WAS strolling.

'Shall we stroll together?'

'With pleasure.'

The young lady walked between us, and we walked on the cool sea sand, in the direction of Filey.

'There have been wheels here,' said Mr. Slinkton. 'And now I look again, the wheels of a hand-carriage! Margaret, my love, your shadow without doubt!'

'Miss Niner's shadow?' I repeated, looking down at it on the sand.

'Not that one,' Mr. Slinkton returned, laughing. 'Margaret, my dear, tell Mr.