At first, he was dead of all the diseases that ever were known, and of several bran-new maladies invented with the speed of Light to meet the demand of the occasion. He had concealed a dropsy from infancy, he had inherited a large estate of water on the chest from his grandfather, he had had an operation performed upon him every morning of his life for eighteen years, he had been subject to the explosion of important veins in his body after the manner of fireworks, he had had something the matter with his lungs, he had had something the matter with his heart, he had had something the matter with his brain. Five hundred people who sat down to breakfast entirely uninformed on the whole subject, believed before they had done breakfast, that they privately and personally knew Physician to have said to Mr Merdle, 'You must expect to go out, some day, like the snuff of a candle;' and that they knew Mr Merdle to have said to Physician, 'A man can die but once.' By about eleven o'clock in the forenoon, something the matter with the brain, became the favourite theory against the field; and by twelve the something had been distinctly ascertained to be 'Pressure.'

Pressure was so entirely satisfactory to the public mind, and seemed to make everybody so comfortable, that it might have lasted all day but for Bar's having taken the real state of the case into Court at half-past nine. This led to its beginning to be currently whispered all over London by about one, that Mr Merdle had killed himself. Pressure, however, so far from being overthrown by the discovery, became a greater favourite than ever. There was a general moralising upon Pressure, in every street. All the people who had tried to make money and had not been able to do it, said, There you were! You no sooner began to devote yourself to the pursuit of wealth than you got Pressure. The idle people improved the occasion in a similar manner. See, said they, what you brought yourself to by work, work, work! You persisted in working, you overdid it. Pressure came on, and you were done for! This consideration was very potent in many quarters, but nowhere more so than among the young clerks and partners who had never been in the slightest danger of overdoing it. These, one and all, declared, quite piously, that they hoped they would never forget the warning as long as they lived, and that their conduct might be so regulated as to keep off Pressure, and preserve them, a comfort to their friends, for many years.

But, at about the time of High 'Change, Pressure began to wane, and appalling whispers to circulate, east, west, north, and south. At first they were faint, and went no further than a doubt whether Mr Merdle's wealth would be found to be as vast as had been supposed; whether there might not be a temporary difficulty in 'realising' it; whether there might not even be a temporary suspension (say a month or so), on the part of the wonderful Bank. As the whispers became louder, which they did from that time every minute, they became more threatening. He had sprung from nothing, by no natural growth or process that any one could account for; he had been, after all, a low, ignorant fellow; he had been a down-looking man, and no one had ever been able to catch his eye; he had been taken up by all sorts of people in quite an unaccountable manner; he had never had any money of his own, his ventures had been utterly reckless, and his expenditure had been most enormous. In steady progression, as the day declined, the talk rose in sound and purpose. He had left a letter at the Baths addressed to his physician, and his physician had got the letter, and the letter would be produced at the Inquest on the morrow, and it would fall like a thunderbolt upon the multitude he had deluded. Numbers of men in every profession and trade would be blighted by his insolvency; old people who had been in easy circumstances all their lives would have no place of repentance for their trust in him but the workhouse; legions of women and children would have their whole future desolated by the hand of this mighty scoundrel.