Now, John Harmon's disastrous fate was all a dream, and he had come home and found the lovely woman just the article for him, and the lovely woman had found him just the article for her, and they were going away on a trip, in their gallant bark, to look after their vines, with streamers flying at all points, a band playing on deck and Pa established in the great cabin. Now, John Harmon was consigned to his grave again, and a merchant of immense wealth (name unknown) had courted and married the lovely woman, and he was so enormously rich that everything you saw upon the river sailing or steaming belonged to him, and he kept a perfect fleet of yachts for pleasure, and that little impudent yacht which you saw over there, with the great white sail, was called The Bella, in honour of his wife, and she held her state aboard when it pleased her, like a modern Cleopatra. Anon, there would embark in that troop-ship when she got to Gravesend, a mighty general, of large property (name also unknown), who wouldn't hear of going to victory without his wife, and whose wife was the lovely woman, and she was destined to become the idol of all the red coats and blue jackets alow and aloft. And then again: you saw that ship being towed out by a steam-tug? Well! where did you suppose she was going to? She was going among the coral reefs and cocoa-nuts and all that sort of thing, and she was chartered for a fortunate individual of the name of Pa (himself on board, and much respected by all hands), and she was going, for his sole profit and advantage, to fetch a cargo of sweet-smelling woods, the most beautiful that ever were seen, and the most profitable that ever were heard of; and her cargo would be a great fortune, as indeed it ought to be: the lovely woman who had purchased her and fitted her expressly for this voyage, being married to an Indian Prince, who was a Something-or-Other, and who wore Cashmere shawls all over himself and diamonds and emeralds blazing in his turban, and was beautifully coffee- coloured and excessively devoted, though a little too jealous. Thus Bella ran on merrily, in a manner perfectly enchanting to Pa, who was as willing to put his head into the Sultan's tub of water as the beggar-boys below the window were to put THEIR heads in the mud.

'I suppose, my dear,' said Pa after dinner, 'we may come to the conclusion at home, that we have lost you for good?'

Bella shook her head. Didn't know. Couldn't say. All she was able to report was, that she was most handsomely supplied with everything she could possibly want, and that whenever she hinted at leaving Mr and Mrs Boffin, they wouldn't hear of it.

'And now, Pa,' pursued Bella, 'I'll make a confession to you. I am the most mercenary little wretch that ever lived in the world.'

'I should hardly have thought it of you, my dear,' returned her father, first glancing at himself; and then at the dessert.

'I understand what you mean, Pa, but it's not that. It's not that I care for money to keep as money, but I do care so much for what it will buy!'

'Really I think most of us do,' returned R. W.

'But not to the dreadful extent that I do, Pa. O-o!' cried Bella, screwing the exclamation out of herself with a twist of her dimpled chin. 'I AM so mercenary!'

With a wistful glance R. W. said, in default of having anything better to say: 'About when did you begin to feel it coming on, my dear?'

'That's it, Pa. That's the terrible part of it. When I was at home, and only knew what it was to be poor, I grumbled but didn't so much mind. When I was at home expecting to be rich, I thought vaguely of all the great things I would do. But when I had been disappointed of my splendid fortune, and came to see it from day to day in other hands, and to have before my eyes what it could really do, then I became the mercenary little wretch I am.'

'It's your fancy, my dear.'

'I can assure you it's nothing of the sort, Pa!' said Bella, nodding at him, with her very pretty eyebrows raised as high as they would go, and looking comically frightened.