His black hat was brown before he could afford a coat, his pantaloons were white at the seams and knees before he could buy a pair of boots, his boots had worn out before he could treat himself to new pantaloons, and, by the time he worked round to the hat again, that shining modern article roofed-in an ancient ruin of various periods.

If the conventional Cherub could ever grow up and be clothed, he might be photographed as a portrait of Wilfer. His chubby, smooth, innocent appearance was a reason for his being always treated with condescension when he was not put down. A stranger entering his own poor house at about ten o'clock P.M. might have been surprised to find him sitting up to supper. So boyish was he in his curves and proportions, that his old schoolmaster meeting him in Cheapside, might have been unable to withstand the temptation of caning him on the spot. In short, he was the conventional cherub, after the supposititious shoot just mentioned, rather grey, with signs of care on his expression, and in decidedly insolvent circumstances.

He was shy, and unwilling to own to the name of Reginald, as being too aspiring and self-assertive a name. In his signature he used only the initial R., and imparted what it really stood for, to none but chosen friends, under the seal of confidence. Out of this, the facetious habit had arisen in the neighbourhood surrounding Mincing Lane of making christian names for him of adjectives and participles beginning with R. Some of these were more or less appropriate: as Rusty, Retiring, Ruddy, Round, Ripe, Ridiculous, Ruminative; others, derived their point from their want of application: as Raging, Rattling, Roaring, Raffish. But, his popular name was Rumty, which in a moment of inspiration had been bestowed upon him by a gentleman of convivial habits connected with the drug-markets, as the beginning of a social chorus, his leading part in the execution of which had led this gentleman to the Temple of Fame, and of which the whole expressive burden ran:

'Rumty iddity, row dow dow, Sing toodlely, teedlely, bow wow wow.'

Thus he was constantly addressed, even in minor notes on business, as 'Dear Rumty'; in answer to which, he sedately signed himself, 'Yours truly, R. Wilfer.'

He was clerk in the drug-house of Chicksey, Veneering, and Stobbles. Chicksey and Stobbles, his former masters, had both become absorbed in Veneering, once their traveller or commission agent: who had signalized his accession to supreme power by bringing into the business a quantity of plate-glass window and French-polished mahogany partition, and a gleaming and enormous doorplate.

R. Wilfer locked up his desk one evening, and, putting his bunch of keys in his pocket much as if it were his peg-top, made for home. His home was in the Holloway region north of London, and then divided from it by fields and trees. Between Battle Bridge and that part of the Holloway district in which he dwelt, was a tract of suburban Sahara, where tiles and bricks were burnt, bones were boiled, carpets were beat, rubbish was shot, dogs were fought, and dust was heaped by contractors. Skirting the border of this desert, by the way he took, when the light of its kiln-fires made lurid smears on the fog, R. Wilfer sighed and shook his head.

'Ah me!' said he, 'what might have been is not what is!'

With which commentary on human life, indicating an experience of it not exclusively his own, he made the best of his way to the end of his journey.

Mrs Wilfer was, of course, a tall woman and an angular. Her lord being cherubic, she was necessarily majestic, according to the principle which matrimonially unites contrasts. She was much given to tying up her head in a pocket-handkerchief, knotted under the chin. This head-gear, in conjunction with a pair of gloves worn within doors, she seemed to consider as at once a kind of armour against misfortune (invariably assuming it when in low spirits or difficulties), and as a species of full dress.