'Speculate with it,' said Mrs Nickleby.

'Spec--u--late, my dear?' said Mr Nickleby, as though in doubt.

'Why not?' asked Mrs Nickleby.

'Because, my dear, if we SHOULD lose it,' rejoined Mr Nickleby, who was a slow and time-taking speaker, 'if we SHOULD lose it, we shall no longer be able to live, my dear.'

'Fiddle,' said Mrs Nickleby.

'I am not altogether sure of that, my dear,' said Mr Nickleby.

'There's Nicholas,' pursued the lady, 'quite a young man--it's time he was in the way of doing something for himself; and Kate too, poor girl, without a penny in the world. Think of your brother! Would he be what he is, if he hadn't speculated?'

'That's true,' replied Mr Nickleby. 'Very good, my dear. Yes. I WILL speculate, my dear.'

Speculation is a round game; the players see little or nothing of their cards at first starting; gains MAY be great--and so may losses. The run of luck went against Mr Nickleby. A mania prevailed, a bubble burst, four stock-brokers took villa residences at Florence, four hundred nobodies were ruined, and among them Mr Nickleby.

'The very house I live in,' sighed the poor gentleman, 'may be taken from me tomorrow. Not an article of my old furniture, but will be sold to strangers!'

The last reflection hurt him so much, that he took at once to his bed; apparently resolved to keep that, at all events.

'Cheer up, sir!' said the apothecary.

'You mustn't let yourself be cast down, sir,' said the nurse.

'Such things happen every day,' remarked the lawyer.

'And it is very sinful to rebel against them,' whispered the clergyman.

'And what no man with a family ought to do,' added the neighbours.

Mr Nickleby shook his head, and motioning them all out of the room, embraced his wife and children, and having pressed them by turns to his languidly beating heart, sunk exhausted on his pillow. They were concerned to find that his reason went astray after this; for he babbled, for a long time, about the generosity and goodness of his brother, and the merry old times when they were at school together. This fit of wandering past, he solemnly commended them to One who never deserted the widow or her fatherless children, and, smiling gently on them, turned upon his face, and observed, that he thought he could fall asleep.

CHAPTER 2

Of Mr Ralph Nickleby, and his Establishments, and his Undertakings, and of a great Joint Stock Company of vast national Importance

Mr Ralph Nickleby was not, strictly speaking, what you would call a merchant, neither was he a banker, nor an attorney, nor a special pleader, nor a notary. He was certainly not a tradesman, and still less could he lay any claim to the title of a professional gentleman; for it would have been impossible to mention any recognised profession to which he belonged. Nevertheless, as he lived in a spacious house in Golden Square, which, in addition to a brass plate upon the street-door, had another brass plate two sizes and a half smaller upon the left hand door-post, surrounding a brass model of an infant's fist grasping a fragment of a skewer, and displaying the word 'Office,' it was clear that Mr Ralph Nickleby did, or pretended to do, business of some kind; and the fact, if it required any further circumstantial evidence, was abundantly demonstrated by the diurnal attendance, between the hours of half- past nine and five, of a sallow-faced man in rusty brown, who sat upon an uncommonly hard stool in a species of butler's pantry at the end of the passage, and always had a pen behind his ear when he answered the bell.

Although a few members of the graver professions live about Golden Square, it is not exactly in anybody's way to or from anywhere. It is one of the squares that have been; a quarter of the town that has gone down in the world, and taken to letting lodgings. Many of its first and second floors are let, furnished, to single gentlemen; and it takes boarders besides. It is a great resort of foreigners. The dark-complexioned men who wear large rings, and heavy watch-guards, and bushy whiskers, and who congregate under the Opera Colonnade, and about the box-office in the season, between four and five in the afternoon, when they give away the orders,--all live in Golden Square, or within a street of it.