O reader, haply turning this page by the fireside at Home, and hearing the night wind rumble in the chimney, that slight obstruction was the uppermost fragment of the Wreck of the Royal Charter, Australian trader and passenger ship, Homeward bound, that struck here on the terrible morning of the twenty-sixth of this October, broke into three parts, went down with her treasure of at least five hundred human lives, and has never stirred since!

From which point, or from which, she drove ashore, stern foremost; on which side, or on which, she passed the little Island in the bay, for ages henceforth to be aground certain yards outside her; these are rendered bootless questions by the darkness of that night and the darkness of death. Here she went down.

Even as I stood on the beach with the words 'Here she went down!' in my ears, a diver in his grotesque dress, dipped heavily over the side of the boat alongside the Lighter, and dropped to the bottom. On the shore by the water's edge, was a rough tent, made of fragments of wreck, where other divers and workmen sheltered themselves, and where they had kept Christmas-day with rum and roast beef, to the destruction of their frail chimney. Cast up among the stones and boulders of the beach, were great spars of the lost vessel, and masses of iron twisted by the fury of the sea into the strangest forms. The timber was already bleached and iron rusted, and even these objects did no violence to the prevailing air the whole scene wore, of having been exactly the same for years and years.

Yet, only two short months had gone, since a man, living on the nearest hill-top overlooking the sea, being blown out of bed at about daybreak by the wind that had begun to strip his roof off, and getting upon a ladder with his nearest neighbour to construct some temporary device for keeping his house over his head, saw from the ladder's elevation as he looked down by chance towards the shore, some dark troubled object close in with the land. And he and the other, descending to the beach, and finding the sea mercilessly beating over a great broken ship, had clambered up the stony ways, like staircases without stairs, on which the wild village hangs in little clusters, as fruit hangs on boughs, and had given the alarm. And so, over the hill-slopes, and past the waterfall, and down the gullies where the land drains off into the ocean, the scattered quarrymen and fishermen inhabiting that part of Wales had come running to the dismal sight--their clergyman among them. And as they stood in the leaden morning, stricken with pity, leaning hard against the wind, their breath and vision often failing as the sleet and spray rushed at them from the ever forming and dissolving mountains of sea, and as the wool which was a part of the vessel's cargo blew in with the salt foam and remained upon the land when the foam melted, they saw the ship's life-boat put off from one of the heaps of wreck; and first, there were three men in her, and in a moment she capsized, and there were but two; and again, she was struck by a vast mass of water, and there was but one; and again, she was thrown bottom upward, and that one, with his arm struck through the broken planks and waving as if for the help that could never reach him, went down into the deep.

It was the clergyman himself from whom I heard this, while I stood on the shore, looking in his kind wholesome face as it turned to the spot where the boat had been. The divers were down then, and busy. They were 'lifting' to-day the gold found yesterday--some five-and-twenty thousand pounds. Of three hundred and fifty thousand pounds' worth of gold, three hundred thousand pounds' worth, in round numbers, was at that time recovered. The great bulk of the remainder was surely and steadily coming up. Some loss of sovereigns there would be, of course; indeed, at first sovereigns had drifted in with the sand, and been scattered far and wide over the beach, like sea-shells; but most other golden treasure would be found.